Frequently Asked Questions (FAQ's)
How does it work?
Our service is a loan matching service, designed to match you directly with 1 of
many lenders. Our QuickApply EasyForm™ will save you time and frustration
and submit your application to an extensive network, dramatically increasing your
chances of acceptance! Simply fill out and submit our
2 minute application. We then match you with a lender where you will be
able to review all terms and conditions associated with the loan. When you agree,
you will be that much closer to getting your cash.
What does it cost?
In that we work with many different lenders, costs will vary from lender to lender.
After submitting your application via our QuickApply EasyForm™, you'll be
able to review all terms and conditions (including costs) of the lender you're matched
with and can decide to finalize your submission. It is important to note that a
cash advance loan is designed as a short term loan to help with an immediate cash
need. Rates charged by the lenders in our network are far better than multiple overdraft
bank fees, bounced check charges, and other costs associated with not being able
to immediately access the money you need.
How quickly will I get my cash?
This answer depends upon the exact lender you are matched with, however most lenders
will be able to get cash in your hands within 24 hours of submitting your application
(some even sooner!) Be sure to complete all information accurately and confirm all
loan details in order to expedite processing.
How long do I have to repay the loan?
While most cash advance lenders require repayment of the loan on receipt of your
next paycheck, you may be able to extend your loan further, depending upon which
lender you are matched with and what state you reside in. See the terms and
conditions of your matched lender after submitting your application.
I have bad credit. Will I qualify for the loan?
Cash advance loans are loans that can provide you with cash, even if you have a bankruptcy, previously bounced checks, or other credit blemishes. As long as you are currently employed (or receiving regular income), are 18 or older and a U.S. citizen, you are eligible to apply.
How do I know that my information is secure?
Our business is to provide service to you, the consumer, and ensuring your privacy
is of the utmost importance to us. Know that all data is collected with up to a
128-bit Secure Socket Layer encryption and not sent to third party providers other
than being routed to your potential lenders. For additional information, please
consult our privacy policy.